Citi Cash Back+ Card
Citibank Singapore · MASTERCARD
The Citi Cash Back+ Card is a credit card from Citibank Singapore on the Mastercard network. It has an annual fee of S$196.20. It earns 1.60% on everything else. The welcome offer is 8% cash back on the first S$4,000 spent in the first 2 months (bonus capped at S$256) for new Citi cardmembers who apply online (offer ends 31 March 2027).
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 27.9% p.a.
- Foreign transaction fee
- 3.25%
- Network
- MASTERCARD
- Welcome offer
- 8% cash back on the first S$4,000 spent in the first 2 months (bonus capped at S$256) for new Citi cardmembers who apply online (offer ends 31 March 2027)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1.60% | Cash back on all spend, no minimum spend and no cap |
Benefits and perks
- No minimum spend and no cap on cash back.
- Cash back can be redeemed instantly.
Questions about the Citi Cash Back+ Card
What is the annual fee on the Citi Cash Back+ Card?
The Citi Cash Back+ Card has an annual fee of S$196.20.
What rewards does the Citi Cash Back+ Card earn?
The Citi Cash Back+ Card earns 1.60% on everything else.
Is the Citi Cash Back+ Card worth it?
The Citi Cash Back+ Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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