Citi M1 Card

Citi M1 Card

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Citibank Singapore · VISA

The Citi M1 Card is a credit card from Citibank Singapore on the Visa network. It has an annual fee of S$196.20. It earns up to 4.70% on entertainment.

Verified 4 Oct 2026

Key facts

Annual fee
S$196.20
Purchase APR
27.9% p.a.
Foreign transaction fee
3.25%
Network
VISA

Reward rates by category

Reward rates for the Citi M1 Card by spending category
CategoryRateDetail
Entertainmentup to 4.70%Bonus rebate on cinemas, ticketing agencies and streaming

Benefits and perks

  • 2.7% bonus rebate on M1 phone bills.
  • 2.7% bonus rebate on M1 Shop purchases.

Questions about the Citi M1 Card

What is the annual fee on the Citi M1 Card?

The Citi M1 Card has an annual fee of S$196.20.

What rewards does the Citi M1 Card earn?

The Citi M1 Card earns up to 4.70% on entertainment.

Is the Citi M1 Card worth it?

The Citi M1 Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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