Odyssey Gold Visa
Desjardins · VISA
The Odyssey Gold Visa is a credit card from Desjardins on the VISA network. It has an annual fee of C$110. It earns 2% on everything else.
Key facts
- Annual fee
- C$110
- Purchase APR
- 20.9%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 2% | 2% on all purchases in bonusdollars |
Benefits and perks
- Rewards program: Up to 2% of your purchases in BONUSDOLLARS
- Comprehensive travel insurance: Get comprehensive travel insurance for you and your family 6 for up to 60 consecutive days, no matter how many trips you take during the year.
- Lounge access at Montréal-Trudeau International Airport: Relax at a Desjardins Odyssey Lounge at Montréal-Trudeau International Airport while you wait for your flight.
- Discounts at Hertz, Thrifty and Dollar
- Auto rental collision and loss damage insurance: This insurance covers you for up to 48 consecutive days in the event your rental car is damaged or stolen when you pay for the total cost of the rental with your card. 11
- Mobile device insurance: Get up to $1,000 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card. 11
- Purchase protection and extended warranty: Purchase protection and extended warranty provide better protection for the eligible items you purchase with your credit card. 11
Rates and fees
Annual membership fee: C$110. Purchase APR: 20.9%, based on creditworthiness and the Prime Rate. Cash advance APR: 21.9%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Odyssey Gold Visa
What is the annual fee on the Odyssey Gold Visa?
The Odyssey Gold Visa has an annual fee of C$110.
What rewards does the Odyssey Gold Visa earn?
The Odyssey Gold Visa earns 2% on everything else.
Is the Odyssey Gold Visa worth it?
The Odyssey Gold Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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