Visa Business
Desjardins · VISA
The Visa Business is a credit card from Desjardins on the VISA network. It has an annual fee of C$60. It earns 1% on everything else.
Key facts
- Annual fee
- C$60
- Purchase APR
- Prime rate + 8.5%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1% | 1% on all purchases |
Benefits and perks
- Cash back: Up to 1% of your purchases
- Online account management: Manage your Visa Business card account online on AccèsD Affaires with the Business Account Management service. 4
- Different payment options: There are 2 options for paying your credit card balance. Choose the one that works best for your business. 5
- Discounts at Hertz, Thrifty and Dollar: Save big! Get up to 25% off, plus additional benefits, when you use your Visa Business card to rent a car from Hertz, Thrifty or Dollar. 6
- Mobile device insurance: Get up to $1,000 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card. 9
- Purchase protection and extended warranty: Purchase protection and the extended warranty provide better protection for eligible items you purchase with your credit card. 9
Rates and fees
Annual membership fee: C$60. Purchase APR: Prime rate + 8.5% variable, based on creditworthiness and the Prime Rate. Cash advance APR: Prime rate + 8.5%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Visa Business
What is the annual fee on the Visa Business?
The Visa Business has an annual fee of C$60.
What rewards does the Visa Business earn?
The Visa Business earns 1% on everything else.
Is the Visa Business worth it?
The Visa Business is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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