Visa Business Advantage
Desjardins · VISA
The Visa Business Advantage is a credit card from Desjardins on the VISA network. It has an annual fee of C$25. It earns 1% on everything else.
Key facts
- Annual fee
- C$25
- Purchase APR
- Prime rate + 8.5%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1% | 1% on all purchases |
Benefits and perks
- Cash back: Up to 1% of your purchases
- Online account management: Manage your Visa Business Advantage card account online on AccèsD Affaires with the Business Account Management service. 4
- Different payment options: There are 2 options for paying your credit card balance. Choose the one that works best for your business. 5
- Corporate Insurance Program: This program provides certain types of travel insurance at no extra cost.
- Mobile device insurance: Get up to $1,000 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card. 8
- Purchase protection and extended warranty: Purchase protection and the extended warranty provide better protection for eligible items you purchase with your credit card. 8
- Discounts at Hertz, Thrifty and Dollar: Save big! Get up to 25% off, plus additional benefits, when you use your Visa Business Advantage card to rent a car from Hertz, Thrifty or Dollar. 9
- Travel assistance: Rely on Desjardins Travel Assistance if the unexpected arises while you're travelling. Our 24/7 service can provide you with information and assistance for medical, legal and other emergencies, both before and during your trip.
Rates and fees
Annual membership fee: C$25. Purchase APR: Prime rate + 8.5% variable, based on creditworthiness and the Prime Rate. Cash advance APR: Prime rate + 8.5%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Visa Business Advantage
What is the annual fee on the Visa Business Advantage?
The Visa Business Advantage has an annual fee of C$25.
What rewards does the Visa Business Advantage earn?
The Visa Business Advantage earns 1% on everything else.
Is the Visa Business Advantage worth it?
The Visa Business Advantage is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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