Hang Seng City University of Hong Kong Credit Card
Hang Seng Bank · VISA
The City University of Hong Kong Credit Card is a credit card from Hang Seng Bank on the Visa network. It has an annual fee of HK$0. It earns 0.40% on everything else. The welcome offer is Up to HK$700 +FUN Dollars for new Hang Seng credit card customers who spend HK$5,000 within 60 days of getting the card; full-time students get HK$300 for HK$2,000 (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$0
- Purchase APR
- 35.72% APR
- Foreign transaction fee
- 1.95%
- Network
- VISA
- Welcome offer
- Up to HK$700 +FUN Dollars for new Hang Seng credit card customers who spend HK$5,000 within 60 days of getting the card; full-time students get HK$300 for HK$2,000 (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.40% | Basic +FUN Dollars: HK$1 for every HK$250 spent |
Benefits and perks
- 2.4% +FUN Dollars on tuition, exam fees and local bookstores.
- Part of your spending is donated to CityU.
- Alumni discounts on campus facilities such as libraries, swimming pools and parking.
Questions about the Hang Seng City University of Hong Kong Credit Card
What is the annual fee on the Hang Seng City University of Hong Kong Credit Card?
The Hang Seng City University of Hong Kong Credit Card has an annual fee of HK$0.
What rewards does the Hang Seng City University of Hong Kong Credit Card earn?
The Hang Seng City University of Hong Kong Credit Card earns 0.40% on everything else.
Is the Hang Seng City University of Hong Kong Credit Card worth it?
The Hang Seng City University of Hong Kong Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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