Hang Seng Platinum Card
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Hang Seng Bank
The Hang Seng Platinum Card is a credit card from Hang Seng Bank. It has an annual fee of HK$0. It earns 0.40% on everything else.
Verified 4 Oct 2026
Key facts
- Annual fee
- HK$0
- Purchase APR
- 35.72% APR
- Foreign transaction fee
- 1.95%
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.40% | Basic +FUN Dollars: $1 for every HK$250 spent |
Benefits and perks
- Up to 15% off at designated hotel restaurants, including JW Marriott, Conrad and Grand Hyatt Hong Kong.
- Comes as a Visa, Mastercard or UnionPay card.
Questions about the Hang Seng Platinum Card
What is the annual fee on the Hang Seng Platinum Card?
The Hang Seng Platinum Card has an annual fee of HK$0.
What rewards does the Hang Seng Platinum Card earn?
The Hang Seng Platinum Card earns 0.40% on everything else.
Is the Hang Seng Platinum Card worth it?
The Hang Seng Platinum Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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