Hang Seng MUJI Card
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Hang Seng Bank · VISA
The MUJI Card is a credit card from Hang Seng Bank on the Visa network. It has an annual fee of HK$0. It earns 0.40% on everything else.
Verified 8 Oct 2026
Key facts
- Annual fee
- HK$0
- Purchase APR
- 35.72% APR
- Foreign transaction fee
- 1.95%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.40% | Basic +FUN Dollars: HK$1 for every HK$250 spent |
Benefits and perks
- Earns MUJI Dollars at MUJI stores in Hong Kong, usable with +FUN Dollars in one payment.
- 10% off at Café&Meal MUJI on spend of HK$200 or more, in set periods.
- Double MUJI Dollars at MUJI stores in your birthday month.
- No annual fee for life when it is your first Hang Seng credit card; otherwise the first year is free.
Questions about the Hang Seng MUJI Card
What is the annual fee on the Hang Seng MUJI Card?
The Hang Seng MUJI Card has an annual fee of HK$0.
What rewards does the Hang Seng MUJI Card earn?
The Hang Seng MUJI Card earns 0.40% on everything else.
Is the Hang Seng MUJI Card worth it?
The Hang Seng MUJI Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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