Hang Seng MMPOWER World Mastercard
Hang Seng Bank · MASTERCARD
The Hang Seng MMPOWER World Mastercard is a credit card from Hang Seng Bank on the Mastercard network. It has an annual fee of HK$0. It earns up to 8% on entertainment, up to 5% on online shopping, 0.40% on everything else. The welcome offer is Up to HK$700 +FUN Dollars for new Hang Seng credit card customers who spend HK$5,000 within 60 days of getting the card; full-time students get HK$300 for HK$2,000 (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$0
- Purchase APR
- 35.72% APR
- Foreign transaction fee
- 1.95%
- Network
- MASTERCARD
- Welcome offer
- Up to HK$700 +FUN Dollars for new Hang Seng credit card customers who spend HK$5,000 within 60 days of getting the card; full-time students get HK$300 for HK$2,000 (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Entertainment | up to 8% | Online entertainment: streaming, music and tickets, after registering and with HK$3,000 of eligible spend in the month; capped at HK$500 of +FUN Dollars a month |
| Online shopping | up to 5% | Online shopping, after registering and with HK$3,000 of eligible spend in the month; capped at HK$500 of +FUN Dollars a month |
| Everything else | 0.40% | Basic +FUN Dollars: $1 for every HK$250 spent |
Benefits and perks
- Up to 8% +FUN Dollars at Amazon, lululemon, GU, Taobao and Uniqlo.
- Up to 8% +FUN Dollars on online fashion.
- Up to 4% +FUN Dollars at shops outside Hong Kong.
- Full-time university students earn the bonus rates with no monthly minimum spend.
Questions about the Hang Seng MMPOWER World Mastercard
What is the annual fee on the Hang Seng MMPOWER World Mastercard?
The Hang Seng MMPOWER World Mastercard has an annual fee of HK$0.
What rewards does the Hang Seng MMPOWER World Mastercard earn?
The Hang Seng MMPOWER World Mastercard earns up to 8% on entertainment, up to 5% on online shopping, 0.40% on everything else.
Is the Hang Seng MMPOWER World Mastercard worth it?
The Hang Seng MMPOWER World Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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