HSBC Pulse UnionPay Dual Currency Diamond Credit Card
HSBC Hong Kong · UNIONPAY
The HSBC Pulse UnionPay Dual Currency Diamond Credit Card is a credit card from HSBC Hong Kong on the UnionPay network. It has an annual fee of HK$1,800. It earns 0.40% on everything else. The welcome offer is Up to HK$800 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement, plus HK$10 RewardCash for every HK$50 or RMB50 paid by QR code (up to HK$280) when you apply with the promo code HSBCPULSE by 31 December 2026.
Key facts
- Annual fee
- HK$1,800
- Purchase APR
- 35.42% APR
- Foreign transaction fee
- 1% (none on Hong Kong dollars and renminbi)
- Network
- UNIONPAY
- Welcome offer
- Up to HK$800 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement, plus HK$10 RewardCash for every HK$50 or RMB50 paid by QR code (up to HK$280) when you apply with the promo code HSBCPULSE by 31 December 2026
Free for the first 2 years
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.40% | Basic RewardCash: HK$1 for every HK$250 spent |
Benefits and perks
- An extra 2% RewardCash on QR code and mobile payments in mainland China and Macau.
- Pays in Hong Kong dollars and renminbi from one card.
- Free access to selected airport lounges through UnionPay.
Questions about the HSBC Pulse UnionPay Dual Currency Diamond Credit Card
What is the annual fee on the HSBC Pulse UnionPay Dual Currency Diamond Credit Card?
The HSBC Pulse UnionPay Dual Currency Diamond Credit Card has an annual fee of HK$1,800.
What rewards does the HSBC Pulse UnionPay Dual Currency Diamond Credit Card earn?
The HSBC Pulse UnionPay Dual Currency Diamond Credit Card earns 0.40% on everything else.
Is the HSBC Pulse UnionPay Dual Currency Diamond Credit Card worth it?
The HSBC Pulse UnionPay Dual Currency Diamond Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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