HSBC Visa Gold Card

HSBC Visa Gold Card

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HSBC Hong Kong · VISA

The HSBC Visa Gold Card is a credit card from HSBC Hong Kong on the Visa network. It has an annual fee of HK$600. It earns 0.40% on everything else. The welcome offer is Up to HK$600 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement.

Verified 8 Oct 2026

Key facts

Annual fee
HK$600

Free for the first 2 years

Purchase APR
35.42% APR
Foreign transaction fee
1.95%
Network
VISA
Welcome offer
Up to HK$600 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement

Reward rates by category

Reward rates for the HSBC Visa Gold Card by spending category
CategoryRateDetail
Everything else0.40%Basic RewardCash: HK$1 for every HK$250 spent

Benefits and perks

  • Up to 2.4% RewardCash in one category you pick (dining, overseas and mainland China, lifestyle, home or shopping) after registering for Red Hot Rewards of Your Choice.

Questions about the HSBC Visa Gold Card

What is the annual fee on the HSBC Visa Gold Card?

The HSBC Visa Gold Card has an annual fee of HK$600.

What rewards does the HSBC Visa Gold Card earn?

The HSBC Visa Gold Card earns 0.40% on everything else.

Is the HSBC Visa Gold Card worth it?

The HSBC Visa Gold Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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