HSBC Red Credit Card
HSBC Hong Kong · MASTERCARD
The HSBC Red Credit Card is a credit card from HSBC Hong Kong on the Mastercard network. It has an annual fee of HK$0. It earns up to 4% on online shopping, 0.40% on everything else. The welcome offer is Up to HK$650 RewardCash for new HSBC credit card customers who apply with the promo code HSBCRED and spend HK$12,000 within 60 days of getting the card (offer ends 30 November 2026).
Key facts
- Annual fee
- HK$0
- Purchase APR
- 35.42% APR
- Foreign transaction fee
- 1.95%
- Network
- MASTERCARD
- Welcome offer
- Up to HK$650 RewardCash for new HSBC credit card customers who apply with the promo code HSBCRED and spend HK$12,000 within 60 days of getting the card (offer ends 30 November 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Online shopping | up to 4% | Online spend, on the first HK$10,000 a month; 0.4% after |
| Everything else | 0.40% | All other eligible spend |
Benefits and perks
- 8% RewardCash at designated merchants such as Sushiro, TamJai, Decathlon and Sephora in Hong Kong and FamilyMart in Japan, on the first HK$1,250 a month.
- No annual fee, with no minimum spend.
Questions about the HSBC Red Credit Card
What is the annual fee on the HSBC Red Credit Card?
The HSBC Red Credit Card has an annual fee of HK$0.
What rewards does the HSBC Red Credit Card earn?
The HSBC Red Credit Card earns up to 4% on online shopping, 0.40% on everything else.
Is the HSBC Red Credit Card worth it?
The HSBC Red Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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