HSBC easy Credit Card

HSBC easy Credit Card

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HSBC Hong Kong · VISA

The HSBC easy Credit Card is a credit card from HSBC Hong Kong on the Visa network. It has an annual fee of HK$1,800. It earns 0.40% on everything else. The welcome offer is Up to HK$700 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement.

Verified 4 Oct 2026

Key facts

Annual fee
HK$1,800
Purchase APR
35.42% APR
Foreign transaction fee
1.95%
Network
VISA
Welcome offer
Up to HK$700 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement

Reward rates by category

Reward rates for the HSBC easy Credit Card by spending category
CategoryRateDetail
Everything else0.40%Basic RewardCash: $1 for every HK$250 spent

Benefits and perks

  • 6X MoneyBack points (2.4% back) at PARKnSHOP, Watsons and Fortress for MoneyBack VIP members.
  • Up to 8% off at PARKnSHOP, Watsons, Fortress and Watson's Wine on their member days.
  • Up to 2.4% RewardCash in one category you pick (dining, overseas and mainland China, lifestyle, home or shopping) after registering for Red Hot Rewards of Your Choice.

Questions about the HSBC easy Credit Card

What is the annual fee on the HSBC easy Credit Card?

The HSBC easy Credit Card has an annual fee of HK$1,800.

What rewards does the HSBC easy Credit Card earn?

The HSBC easy Credit Card earns 0.40% on everything else.

Is the HSBC easy Credit Card worth it?

The HSBC easy Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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