HSBC Visa Gold Card for Students

HSBC Visa Gold Card for Students

No ratings yetNot yet rated

HSBC Hong Kong · VISA

The HSBC Visa Gold Card for Students is a credit card from HSBC Hong Kong on the Visa network. It has an annual fee of HK$0. It earns 0.40% on everything else. The welcome offer is Up to HK$300 RewardCash as a welcome gift for new cardholders.

Verified 8 Oct 2026

Key facts

Annual fee
HK$0
Purchase APR
35.42% APR
Foreign transaction fee
1.95%
Network
VISA
Welcome offer
Up to HK$300 RewardCash as a welcome gift for new cardholders

Reward rates by category

Reward rates for the HSBC Visa Gold Card for Students by spending category
CategoryRateDetail
Everything else0.40%Basic RewardCash: HK$1 for every HK$250 spent

Benefits and perks

  • Up to 2.4% RewardCash on tuition fees, even above the credit limit.
  • 5% foodpanda cashback on orders of HK$200 or more.
  • For full-time students aged 18 or over at designated Hong Kong institutions.
  • Up to 2.4% RewardCash in one category you pick (dining, overseas and mainland China, lifestyle, home or shopping) after registering for Red Hot Rewards of Your Choice.

Questions about the HSBC Visa Gold Card for Students

What is the annual fee on the HSBC Visa Gold Card for Students?

The HSBC Visa Gold Card for Students has an annual fee of HK$0.

What rewards does the HSBC Visa Gold Card for Students earn?

The HSBC Visa Gold Card for Students earns 0.40% on everything else.

Is the HSBC Visa Gold Card for Students worth it?

The HSBC Visa Gold Card for Students is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement