HSBC UnionPay Dual Currency Credit Card
HSBC Hong Kong · UNIONPAY
The HSBC UnionPay Dual Currency Credit Card is a credit card from HSBC Hong Kong on the UnionPay network. It has an annual fee of HK$300. It earns 0.40% on everything else. The welcome offer is Up to HK$600 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement.
Key facts
- Annual fee
- HK$300
- Purchase APR
- 35.42% APR
- Foreign transaction fee
- 1% (none on Hong Kong dollars and renminbi)
- Network
- UNIONPAY
- Welcome offer
- Up to HK$600 RewardCash for new HSBC credit card customers who apply online and meet the spending requirement
Free for the first 2 years
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.40% | Basic RewardCash: HK$1 for every HK$250 spent |
Benefits and perks
- Pays in Hong Kong dollars and renminbi from one card, with no foreign currency fee on renminbi.
- Up to 2.4% RewardCash in one category you pick (dining, overseas and mainland China, lifestyle, home or shopping) after registering for Red Hot Rewards of Your Choice.
Questions about the HSBC UnionPay Dual Currency Credit Card
What is the annual fee on the HSBC UnionPay Dual Currency Credit Card?
The HSBC UnionPay Dual Currency Credit Card has an annual fee of HK$300.
What rewards does the HSBC UnionPay Dual Currency Credit Card earn?
The HSBC UnionPay Dual Currency Credit Card earns 0.40% on everything else.
Is the HSBC UnionPay Dual Currency Credit Card worth it?
The HSBC UnionPay Dual Currency Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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