ICBC Friendship Credit Card
ICBC Singapore · UNIONPAY
The ICBC Friendship Credit Card is a credit card from ICBC Singapore on the UnionPay network. It has an annual fee of S$0. It earns 1.60% on everything else.
Key facts
- Annual fee
- S$0
- Purchase APR
- 24% p.a.
- Foreign transaction fee
- 1.5%; none on renminbi spend
- Network
- UNIONPAY
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1.60% | Local and overseas spend, no minimum and no cap |
Benefits and perks
- No 3% fee on Alipay and WeChat Pay transactions.
- Spend in mainland China posts in renminbi, with no conversion fee.
- No annual fee, for life.
Questions about the ICBC Friendship Credit Card
What is the annual fee on the ICBC Friendship Credit Card?
The ICBC Friendship Credit Card has an annual fee of S$0.
What rewards does the ICBC Friendship Credit Card earn?
The ICBC Friendship Credit Card earns 1.60% on everything else.
Is the ICBC Friendship Credit Card worth it?
The ICBC Friendship Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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