ICBC Horoscope Credit Card

ICBC Horoscope Credit Card

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ICBC Singapore · UNIONPAY

The ICBC Horoscope Credit Card is a credit card from ICBC Singapore on the UnionPay network. It earns 2% on dining & restaurants, 2% on shopping, 1% on everything else.

Verified 4 Oct 2026

Key facts

Purchase APR
24% p.a.
Foreign transaction fee
2.5%
Network
UNIONPAY

Reward rates by category

Reward rates for the ICBC Horoscope Credit Card by spending category
CategoryRateDetail
Dining & restaurants2%Selected dining in SGD, no minimum and no cap
Shopping2%Selected shopping in SGD, no minimum and no cap
Everything else1%All other spend in SGD

Benefits and perks

  • 3% on all foreign currency spend, no cap.
  • Choose one of 12 constellation designs.
  • Annual fee waived for the first 3 years.

Questions about the ICBC Horoscope Credit Card

What is the annual fee on the ICBC Horoscope Credit Card?

Woodo does not currently hold verified annual fee data for the ICBC Horoscope Credit Card. Check the issuer's own terms for the current fee.

What rewards does the ICBC Horoscope Credit Card earn?

The ICBC Horoscope Credit Card earns 2% on dining & restaurants, 2% on shopping, 1% on everything else.

Is the ICBC Horoscope Credit Card worth it?

The ICBC Horoscope Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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