ICBC UnionPay Dual Currency Credit Card

ICBC UnionPay Dual Currency Credit Card

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ICBC Singapore · UNIONPAY

The ICBC UnionPay Dual Currency Credit Card is a credit card from ICBC Singapore on the UnionPay network. It earns up to 8% on everything else.

Verified 4 Oct 2026

Key facts

Purchase APR
24% p.a.
Foreign transaction fee
1.5%; none on renminbi spend
Network
UNIONPAY

Reward rates by category

Reward rates for the ICBC UnionPay Dual Currency Credit Card by spending category
CategoryRateDetail
Everything elseup to 8%Spend above S$500 in the third straight month over S$500 (2% in the first, 5% in the second); 0.5% on the first S$500; capped at S$80 a month

Benefits and perks

  • Spend in mainland China posts in renminbi, with no conversion fee.
  • Lower cash advance fee at ATMs in mainland China.
  • Annual fee waived for the first 3 years.

Questions about the ICBC UnionPay Dual Currency Credit Card

What is the annual fee on the ICBC UnionPay Dual Currency Credit Card?

Woodo does not currently hold verified annual fee data for the ICBC UnionPay Dual Currency Credit Card. Check the issuer's own terms for the current fee.

What rewards does the ICBC UnionPay Dual Currency Credit Card earn?

The ICBC UnionPay Dual Currency Credit Card earns up to 8% on everything else.

Is the ICBC UnionPay Dual Currency Credit Card worth it?

The ICBC UnionPay Dual Currency Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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