Lloyds Advance Credit Card

Lloyds Advance Credit Card

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Lloyds Bank · VISA

The Lloyds Advance Credit Card is a credit card from Lloyds Bank on the VISA network. It has an annual fee of £0. The welcome offer is Earn a £20 reward When you make your payments on time in the first 6 months of account opening.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Purchase APR
29.94% p.a. (variable)
Foreign transaction fee
None
Network
VISA
Welcome offer
Earn a £20 reward When you make your payments on time in the first 6 months of account opening.

Benefits and perks

  • Build your score: Used and managed carefully, this card could help you to build your credit score over time.
  • We'll stay in touch: Get tips and guidance direct to your inbox, and access bite-size videos to get you credit savvy.
  • Earn a £20 reward: When you make your payments on time in the first 6 months of account opening.
  • One interest rate: A single interest rate will apply to your balance, making it easy to understand any borrowing costs.
  • No foreign exchange fees: At home or abroad, we won’t charge you a fee when you make purchases in a foreign currency.
  • Representative (variable): 29.9% APR

Questions about the Lloyds Advance Credit Card

What is the annual fee on the Lloyds Advance Credit Card?

The Lloyds Advance Credit Card has an annual fee of £0.

Is the Lloyds Advance Credit Card worth it?

The Lloyds Advance Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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