Lloyds World Elite Mastercard®

Lloyds World Elite Mastercard®

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Lloyds Bank · MASTERCARD

The Lloyds World Elite Mastercard® is a credit card from Lloyds Bank on the MASTERCARD network. It has an annual fee of £180. It earns 0.50% on everything else.

Verified 12 Sept 2026

Key facts

Annual fee
£180
Purchase APR
22.94% p.a. (variable)
Foreign transaction fee
None
Network
MASTERCARD

Reward rates by category

Reward rates for the Lloyds World Elite Mastercard® by spending category
CategoryRateDetail
Everything else0.50%0.5% cashback | On purchases totalling up to and including £15,000 in each anniversary year from account opening.

Benefits and perks

  • 0.5% cashback: On purchases totalling up to and including £15,000 in each anniversary year from account opening.
  • 1% cashback: On purchases totalling over £15,000 in each anniversary year from account opening.
  • Spending abroad: No foreign exchange fees on card purchases. Interest charges still apply.
  • Cashback and travel benefits: Cashback will be paid to your credit card account monthly – the day after your statement date.
  • Representative (variable): 55.0% APR

Questions about the Lloyds World Elite Mastercard®

What is the annual fee on the Lloyds World Elite Mastercard®?

The Lloyds World Elite Mastercard® has an annual fee of £180.

What rewards does the Lloyds World Elite Mastercard® earn?

The Lloyds World Elite Mastercard® earns 0.50% on everything else.

Is the Lloyds World Elite Mastercard® worth it?

The Lloyds World Elite Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

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