Lloyds Ultra Credit Card
Lloyds Bank · VISA
The Lloyds Ultra Credit Card is a credit card from Lloyds Bank on the VISA network. It has an annual fee of £0. It earns 0.25% on everything else. The welcome offer is 1% cashback on all card purchases you make in the first year from account opening.
Key facts
- Annual fee
- £0
- Purchase APR
- 14.94% p.a. (variable)
- Foreign transaction fee
- None
- Network
- VISA
- Welcome offer
- 1% cashback on all card purchases you make in the first year from account opening.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.25% | After that, earn 0.25% cashback |
Benefits and perks
- Earn cashback: 1% cashback on all card purchases you make in the first year from account opening. After that, earn 0.25% cashback.
- No foreign transaction fees: At home or abroad, we won’t charge you a fee when you make purchases in a foreign currency.
- No monthly account fee: Enjoy all of these account benefits with no monthly fee. Other fees and charges could apply.
- No cash withdrawal fees: Take cash out with no fee from us. Just remember that interest charges will apply and cash machine providers may charge a fee.
- Earning cashback: Cashback is shown on your monthly statements and paid to your account every January.
- Interest, fees and charges: Only paying the minimum will cost more in interest and take longer to clear your balance.
- Representative (variable): 14.9% APR
Questions about the Lloyds Ultra Credit Card
What is the annual fee on the Lloyds Ultra Credit Card?
The Lloyds Ultra Credit Card has an annual fee of £0.
What rewards does the Lloyds Ultra Credit Card earn?
The Lloyds Ultra Credit Card earns 0.25% on everything else.
Is the Lloyds Ultra Credit Card worth it?
The Lloyds Ultra Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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