Amazon.ca Rewards Mastercard
MBNA · MASTERCARD
The Amazon.ca Rewards Mastercard is a credit card from MBNA on the MASTERCARD network. It has an annual fee of C$0. It earns 1.50% on online shopping, 1% on everything else. The welcome offer is Welcome Offer: Get 5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants! Valid for the first 6 months, on your first $3,000 in eligible purchases††.
Key facts
- Annual fee
- C$0
- Purchase APR
- 21.74%
- Network
- MASTERCARD
- Welcome offer
- Welcome Offer: Get 5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants! Valid for the first 6 months, on your first $3,000 in eligible purchases††.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Online shopping | 1.50% | Not a Prime member? After the welcome offer ends, get 1.5% back on eligible purchases at Amazon.ca and Whole Foods Market stores. Always get 1% back on eligible foreign currency transactions to help cover foreign transaction fees. |
| Everything else | 1% | Always get 1% back on eligible purchases everywhere else Mastercard is accepted. |
Benefits and perks
- Earn rewards on all your eligible purchases at Amazon.ca —including Whole Foods Market stores in Canada!
- After the welcome offer ends, eligible Prime members get 2.5% back on eligible purchases at Amazon.ca and Whole Foods Market stores.
- Eligible Prime members always get 2.5% back on eligible foreign currency transactions to help cover foreign transaction fees.
- Not a Prime member? After the welcome offer ends, get 1.5% back on eligible purchases at Amazon.ca and Whole Foods Market stores. Always get 1% back on eligible foreign currency transactions to help cover foreign transaction fees.
- Always get 1% back on eligible purchases everywhere else Mastercard is accepted.
- Use your rewards at Amazon.ca—apply rewards directly to eligible Amazon.ca items.
- No annual credit card fee.
- Purchase Assurance Covers most items purchased with your MBNA credit card for the first 90 days from the date of purchase. Lifetime total accumulative limit of $60,000 per account.
- Extended Warranty Benefit Doubles the written warranties for up to one additional year on most new purchases made with your MBNA credit card.
- Trip Assistance and Legal Assistance Include support for Lost Document and Ticket Replacement, Lost Luggage Assistance, Pre-trip Information and Legal Assistance.
- Mastercard Zero Liability As a Mastercard credit card cardholder, you will not be responsible for unauthorized purchases made in store, over the telephone or online. Some conditions apply.
- Our catalogue of Mastercard products comes with a wide range of benefits and capabilities. There’s a Mastercard that’s right for you
Rates and fees
Annual membership fee: C$0. Purchase APR: 21.74%, based on creditworthiness and the Prime Rate. Balance transfer APR: 22.99%. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Amazon.ca Rewards Mastercard
What is the annual fee on the Amazon.ca Rewards Mastercard?
The Amazon.ca Rewards Mastercard has an annual fee of C$0.
What rewards does the Amazon.ca Rewards Mastercard earn?
The Amazon.ca Rewards Mastercard earns 1.50% on online shopping, 1% on everything else.
Is the Amazon.ca Rewards Mastercard worth it?
The Amazon.ca Rewards Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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