GO REWARDS®
Navy Federal Credit Union · VISA · not specified
The GO REWARDS® is a credit card from Navy Federal Credit Union on the Visa network. It has an annual fee of $0. It earns 3x on dining & restaurants, 2x on gas & fuel, 1x on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 13.49% - 18.00% Variable APR
- Intro APR
- 0.99% intro APR for 6 months on purchases. After that, a variable APR between 13.49% and 18.00% applies.
- Credit needed
- Excellent
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 3x | 3X points at restaurants |
| Gas & fuel | 2x | 2X points on gas |
| Everything else | 1x | 1X points on everything else |
Benefits and perks
- GO REWARDS® Rates and Fees
- New cardholders could get a 0.99% intro APR on purchases for the first 6 months of account opening. Offer valid for accounts applied for between 7/1/26 - 1/3/27.
- Earn more when on the go. Get 3X points at restaurants, 2X points on gas and 1X points on everything else.
- No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
- No rewards limit or expiration.
Rates and fees
Annual membership fee: $0. Purchase APR: 13.49% - 18.00% Variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0.99% intro APR for 6 months on purchases. After that, a variable APR between 13.49% and 18.00% applies.. Balance transfer APR: 13.49% - 18.00% Variable APR.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the GO REWARDS®
What is the annual fee on the GO REWARDS®?
The GO REWARDS® has an annual fee of $0.
What rewards does the GO REWARDS® earn?
The GO REWARDS® earns 3x on dining & restaurants, 2x on gas & fuel, 1x on everything else.
What credit score do you need for the GO REWARDS®?
The GO REWARDS® is generally listed for applicants with excellent credit. Approval also depends on income and the issuer's own criteria.
Is the GO REWARDS® worth it?
The GO REWARDS® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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