cashRewards
Navy Federal Credit Union · VISA · not specified
The cashRewards is a credit card from Navy Federal Credit Union on the VISA network. It has an annual fee of $0. It earns 2% on everything else. The welcome offer is Earn $250 cashback.
Key facts
- Annual fee
- $0
- Purchase APR
- 14.15% - 18.00% Variable APR
- Credit needed
- Excellent, Good
- Network
- VISA
- Welcome offer
- Earn $250 cashback
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 2% | Earn 1.5% cash back on all purchases. Redeem as soon as you earn. If eligible, you could receive 2% cashback with the new cashRewards Plus card. |
Benefits and perks
- cashRewards Rates and Fees
- You can earn $250 cashback when you spend $2,500 within 90 days of account opening, plus new cardholders can get a 1.99% intro APR for 12 months on balance transfers with your first 60 days of account opening. Offer valid for accounts applied for between 07/01/2026 and 01/03/2027.
- Earn 1.5% cash back on all purchases. Redeem as soon as you earn. If eligible, you could receive 2% cashback with the cashRewards Plus card.
- No annual fee, no balance transfer fees, and no foreign transaction fees.
- Start redeeming rewards as soon as you earn them.
- No rewards limit and no rewards expiration while account is open.
- *If you transfer a balance, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance (including any transferred balances) in full each month by the payment due date.
Rates and fees
Annual membership fee: $0. Purchase APR: 14.15% - 18.00% Variable APR, based on creditworthiness and the Prime Rate. Balance transfer APR: 14.15% - 18.00% Variable APR.
Rates and fees as published by the issuer and recorded on 30 Aug 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the cashRewards
What is the annual fee on the cashRewards?
The cashRewards has an annual fee of $0.
What rewards does the cashRewards earn?
The cashRewards earns 2% on everything else.
What credit score do you need for the cashRewards?
The cashRewards is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the cashRewards worth it?
The cashRewards is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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