Platinum
Navy Federal Credit Union · VISA · not specified
The Platinum is a credit card from Navy Federal Credit Union on the Visa network. It has an annual fee of $0.
Key facts
- Annual fee
- $0
- Purchase APR
- 10.24% - 18.00% Variable APR
- Credit needed
- N/A
- Network
- VISA
Benefits and perks
- Platinum Rates and Fees
- New cardholders can get 0.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening. Offer valid for accounts applied for between 7/1/26 - 1/3/27.
- Minimize monthly payments with our lowest-rate card.
- Save on balance transfers with a low intro APR.
- No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
- Travel and emergency assistance included.
Rates and fees
Annual membership fee: $0. Purchase APR: 10.24% - 18.00% Variable APR, based on creditworthiness and the Prime Rate. Balance transfer APR: 10.24% - 18.00% Variable APR.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Platinum
What is the annual fee on the Platinum?
The Platinum has an annual fee of $0.
What credit score do you need for the Platinum?
The Platinum is generally listed for applicants with n/a credit. Approval also depends on income and the issuer's own criteria.
Is the Platinum worth it?
The Platinum is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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