Navy Federal Cash Rewards Secured Credit Card

Navy Federal Cash Rewards Secured Credit Card

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Navy Federal Credit Union · VISA

The Cash Rewards Secured Credit Card is a credit card from Navy Federal Credit Union on the Visa network. It earns 1% on everything else.

Verified 7 Sept 2026

Key facts

Foreign transaction fee
None
Network
VISA

Reward rates by category

Reward rates for the Navy Federal Cash Rewards Secured Credit Card by spending category
CategoryRateDetail
Everything else1%1% on all purchases

Benefits and perks

  • No annual fee
  • No foreign transaction fees
  • No cash advance fees
  • Build Credit. Earn Unlimited 1% Cash Back.

Questions about the Navy Federal Cash Rewards Secured Credit Card

What is the annual fee on the Navy Federal Cash Rewards Secured Credit Card?

Woodo does not currently hold verified annual fee data for the Navy Federal Cash Rewards Secured Credit Card. Check the issuer's own terms for the current fee.

What rewards does the Navy Federal Cash Rewards Secured Credit Card earn?

The Navy Federal Cash Rewards Secured Credit Card earns 1% on everything else.

Is the Navy Federal Cash Rewards Secured Credit Card worth it?

The Navy Federal Cash Rewards Secured Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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