Cash Rewards Secured Credit Card

Cash Rewards Secured Credit Card

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Navy Federal Credit Union · VISA

The Cash Rewards Secured Credit Card is a credit card from Navy Federal Credit Union on the VISA network. It has an annual fee of $0. It earns 1% on everything else.

Verified 7 Sept 2026

Key facts

Annual fee
$0
Purchase APR
18% p.a.
Foreign transaction fee
None
Network
VISA

Reward rates by category

Reward rates for the Cash Rewards Secured Credit Card by spending category
CategoryRateDetail
Everything else1%1% on all purchases

Benefits and perks

  • No annual fee
  • No foreign transaction fees
  • No cash advance fees
  • Build Credit. Earn Unlimited 1% Cash Back.

Rates and fees

Annual membership fee: $0. Purchase APR: 18% p.a. variable, based on creditworthiness and the Prime Rate. Foreign transaction fee: 0.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Cash Rewards Secured Credit Card

What is the annual fee on the Cash Rewards Secured Credit Card?

The Cash Rewards Secured Credit Card has an annual fee of $0.

What rewards does the Cash Rewards Secured Credit Card earn?

The Cash Rewards Secured Credit Card earns 1% on everything else.

Is the Cash Rewards Secured Credit Card worth it?

The Cash Rewards Secured Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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