Visa Signature® Flagship Rewards
Navy Federal Credit Union · VISA · not specified
The Visa Signature® Flagship Rewards is a credit card from Navy Federal Credit Union on the VISA network. It has an annual fee of $49. It earns 3x on travel, 2x on everything else. The welcome offer is Earn 35k bonus points & a FREE Amazon Prime® membership.
Key facts
- Annual fee
- $49
- Purchase APR
- 14.74% - 18.00% Variable APR
- Credit needed
- Excellent
- Network
- VISA
- Welcome offer
- Earn 35k bonus points & a FREE Amazon Prime® membership
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 3x | 3X points for every $1 you spend on travel |
| Everything else | 2x | 2X points on everything else |
Benefits and perks
- Visa Signature® Flagship Rewards Rates and Fees
- You can earn 35k bonus points (a $350 value) when you spend $3,500 within the first 90 days of opening. Plus, get a FREE Amazon Prime® membership ($139 value, annually). Offer valid for accounts applied for between 7/1/26 - 1/3/27.
- Earn 3X points for every $1 you spend on travel and 2X points on everything else.
- No balance transfer fees, no foreign transaction fees, no cash advance fees.
- Receive statement credits (up to $120) for Global Entry or TSA Pre✓
- No rewards limit or expiration while your account is open.
Rates and fees
Annual membership fee: $49. Purchase APR: 14.74% - 18.00% Variable APR, based on creditworthiness and the Prime Rate. Balance transfer APR: 14.74% - 18.00% Variable APR.
Rates and fees as published by the issuer and recorded on 30 Aug 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Visa Signature® Flagship Rewards
What is the annual fee on the Visa Signature® Flagship Rewards?
The Visa Signature® Flagship Rewards has an annual fee of $49.
What rewards does the Visa Signature® Flagship Rewards earn?
The Visa Signature® Flagship Rewards earns 3x on travel, 2x on everything else.
What credit score do you need for the Visa Signature® Flagship Rewards?
The Visa Signature® Flagship Rewards is generally listed for applicants with excellent credit. Approval also depends on income and the issuer's own criteria.
Is the Visa Signature® Flagship Rewards worth it?
The Visa Signature® Flagship Rewards is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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