GO REWARDS® Credit Card
Navy Federal Credit Union · VISA
The GO REWARDS® Credit Card is a credit card from Navy Federal Credit Union on the VISA network. It has an annual fee of $0. It earns 3x on dining & restaurants, 1x on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 13.49% - 18% variable APR
- Intro APR
- 0.99% intro APR on purchases for the first 6 months of account opening
- Foreign transaction fee
- None
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 3x | 3x on restaurants |
| Everything else | 1x | 1x on everything else |
Benefits and perks
- Busy Lifestyle
- Average to Excellent Credit
- No annual fee
- No balance transfer fees
- No foreign transaction fees
- No cash advance fees
- 3X points at restaurants
- 2X points on gas
- 1X points on everything else
Rates and fees
Annual membership fee: $0. Purchase APR: 13.49% - 18% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0.99% intro APR on purchases for the first 6 months of account opening. Foreign transaction fee: 0.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the GO REWARDS® Credit Card
What is the annual fee on the GO REWARDS® Credit Card?
The GO REWARDS® Credit Card has an annual fee of $0.
What rewards does the GO REWARDS® Credit Card earn?
The GO REWARDS® Credit Card earns 3x on dining & restaurants, 1x on everything else.
Is the GO REWARDS® Credit Card worth it?
The GO REWARDS® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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