Navy Federal GO REWARDS® Credit Card

Navy Federal GO REWARDS® Credit Card

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Navy Federal Credit Union · VISA

The GO REWARDS® Credit Card is a credit card from Navy Federal Credit Union on the Visa network. It earns 3x on dining & restaurants, 1x on everything else.

Verified 7 Sept 2026

Key facts

Foreign transaction fee
None
Network
VISA

Reward rates by category

Reward rates for the Navy Federal GO REWARDS® Credit Card by spending category
CategoryRateDetail
Dining & restaurants3x3x on restaurants
Everything else1x1x on everything else

Benefits and perks

  • Busy Lifestyle
  • Average to Excellent Credit
  • No annual fee
  • No balance transfer fees
  • No foreign transaction fees
  • No cash advance fees
  • 3X points at restaurants
  • 2X points on gas
  • 1X points on everything else

Questions about the Navy Federal GO REWARDS® Credit Card

What is the annual fee on the Navy Federal GO REWARDS® Credit Card?

Woodo does not currently hold verified annual fee data for the Navy Federal GO REWARDS® Credit Card. Check the issuer's own terms for the current fee.

What rewards does the Navy Federal GO REWARDS® Credit Card earn?

The Navy Federal GO REWARDS® Credit Card earns 3x on dining & restaurants, 1x on everything else.

Is the Navy Federal GO REWARDS® Credit Card worth it?

The Navy Federal GO REWARDS® Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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