Neo World Elite® Mastercard – Shop & Dine
Neo Financial · MASTERCARD · world-elite
The Neo World Elite® Mastercard – Shop & Dine is a credit card from Neo Financial on the Mastercard network. It has an annual fee of C$149. It earns 5% on dining & restaurants, 3% on shopping, 1% on everything else.
Key facts
- Annual fee
- C$149
- Purchase APR
- 19.99% to 29.99% (by credit profile and province)
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 5% | Food and drink |
| Shopping | 3% | Shopping |
| Everything else | 1% | All other purchases |
Benefits and perks
- Earning with a premium credit card that rewards you on dining out, ordering in, and shopping.
- Comprehensive travel insurance
- Minimum $80,000 (individual) or $150,000 (household) annual income required
Rates and fees
Annual membership fee: C$149. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Neo World Elite® Mastercard – Shop & Dine
What is the annual fee on the Neo World Elite® Mastercard – Shop & Dine?
The Neo World Elite® Mastercard – Shop & Dine has an annual fee of C$149.
What rewards does the Neo World Elite® Mastercard – Shop & Dine earn?
The Neo World Elite® Mastercard – Shop & Dine earns 5% on dining & restaurants, 3% on shopping, 1% on everything else.
Is the Neo World Elite® Mastercard – Shop & Dine worth it?
The Neo World Elite® Mastercard – Shop & Dine is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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