Neo World Mastercard® – Gas & Grocery
Neo Financial · MASTERCARD · world
The Neo World Mastercard® – Gas & Grocery is a credit card from Neo Financial on the Mastercard network. It has an annual fee of C$0. It earns 2% on groceries, 2% on bills & utilities, 2% on gas & fuel.
Key facts
- Annual fee
- C$0
- Purchase APR
- 19.99% to 29.99% (by credit profile and province)
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 2% | Groceries |
| Bills & utilities | 2% | Recurring bill payments |
| Gas & fuel | 2% | Gas and EV charging |
| Everything else | 0.50% | All other purchases |
Benefits and perks
- Earning cashback on groceries, gas, EV charging, and recurring bill payments. Get it all without an annual fee.
- Minimum $50,000 (individual) or $80,000 (household) annual income required
Rates and fees
Annual membership fee: C$0. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Neo World Mastercard® – Gas & Grocery
What is the annual fee on the Neo World Mastercard® – Gas & Grocery?
The Neo World Mastercard® – Gas & Grocery has an annual fee of C$0.
What rewards does the Neo World Mastercard® – Gas & Grocery earn?
The Neo World Mastercard® – Gas & Grocery earns 2% on groceries, 2% on bills & utilities, 2% on gas & fuel, 0.50% on everything else.
Is the Neo World Mastercard® – Gas & Grocery worth it?
The Neo World Mastercard® – Gas & Grocery is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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