Neo World Mastercard® – Shop & Dine
Neo Financial · MASTERCARD · world
The Neo World Mastercard® – Shop & Dine is a credit card from Neo Financial on the Mastercard network. It has an annual fee of C$0. It earns 2% on dining & restaurants, 2% on shopping, 0.50% on everything else.
Key facts
- Annual fee
- C$0
- Purchase APR
- 19.99% to 29.99% (by credit profile and province)
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 2% | Food and drink |
| Shopping | 2% | Shopping |
| Everything else | 0.50% | All other purchases |
Benefits and perks
- Earning cashback on your dining out, ordering in, or your shopping. Get it all without an annual fee.
- Minimum $50,000 (individual) or $80,000 (household) annual income required
Rates and fees
Annual membership fee: C$0. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Neo World Mastercard® – Shop & Dine
What is the annual fee on the Neo World Mastercard® – Shop & Dine?
The Neo World Mastercard® – Shop & Dine has an annual fee of C$0.
What rewards does the Neo World Mastercard® – Shop & Dine earn?
The Neo World Mastercard® – Shop & Dine earns 2% on dining & restaurants, 2% on shopping, 0.50% on everything else.
Is the Neo World Mastercard® – Shop & Dine worth it?
The Neo World Mastercard® – Shop & Dine is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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