PenFed Gold Visa® Card
PenFed Credit Union · VISA
The PenFed Gold Visa® Card is a credit card from PenFed Credit Union on the VISA network. It has an annual fee of $0.
Key facts
- Annual fee
- $0
- Purchase APR
- 16.99% - 17.99% variable APR
- Intro APR
- 0% introductory APR for 15 months on purchases and balance transfers
- Network
- VISA
Benefits and perks
- Value that makes sense
- Introductory APR
- Cell phone protection
- Zero fraud liability
- Cardholder benefits
- No Foreign Transaction Fees
- Exclusive Offers & Discounts
- Travel Accident Coverage
- Roadside Dispatch®
- Emergency Card Replacement and Cash Disbursement
- 24/7 Fraud Monitoring
- Security Alerts
Rates and fees
Annual membership fee: $0. Purchase APR: 16.99% - 17.99% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% introductory APR for 15 months on purchases and balance transfers.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the PenFed Gold Visa® Card
What is the annual fee on the PenFed Gold Visa® Card?
The PenFed Gold Visa® Card has an annual fee of $0.
Is the PenFed Gold Visa® Card worth it?
The PenFed Gold Visa® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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