PenFed Pathfinder Rewards® Visa Signature® Card

PenFed Pathfinder Rewards® Visa Signature® Card

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PenFed Credit Union · VISA

The PenFed Pathfinder Rewards® Visa Signature® Card is a credit card from PenFed Credit Union on the VISA network. It has an annual fee of $95.

Verified 7 Sept 2026

Key facts

Annual fee
$95
Purchase APR
17.99% variable APR
Intro APR
0% introductory APR for 12 months on balance transfers made in the first
Network
VISA

Benefits and perks

  • Earn premium travel without the premium cost
  • Bonus points
  • Statement credit
  • Every adventure deserves a reward
  • No rotating categories
  • Expire after 5 years
  • Cardholder benefits
  • Bypass Airport Lines
  • Airline Ancillary Credit
  • No Foreign Transaction Fees
  • Auto Rental Collision Damage Waiver
  • Trip Delay Reimbursement

Rates and fees

Annual membership fee: $95. Purchase APR: 17.99% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% introductory APR for 12 months on balance transfers made in the first .

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the PenFed Pathfinder Rewards® Visa Signature® Card

What is the annual fee on the PenFed Pathfinder Rewards® Visa Signature® Card?

The PenFed Pathfinder Rewards® Visa Signature® Card has an annual fee of $95.

Is the PenFed Pathfinder Rewards® Visa Signature® Card worth it?

The PenFed Pathfinder Rewards® Visa Signature® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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