PenFed Power Cash Rewards® Visa Signature® Card

PenFed Power Cash Rewards® Visa Signature® Card

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PenFed Credit Union · VISA

The PenFed Power Cash Rewards® Visa Signature® Card is a credit card from PenFed Credit Union on the VISA network. It has an annual fee of $0.

Verified 7 Sept 2026

Key facts

Annual fee
$0
Purchase APR
16.49% - 17.99% variable APR
Intro APR
0% introductory APR for 12 months on balance transfers made in the first
Network
VISA

Benefits and perks

  • Cash back on everyday purchases
  • Cash back **
  • Introductory APR
  • Balance Transfer Offer for Power Cash® Rewards Visa Signature® Cardholders
  • Cash back on everything, everywhere, every day!
  • No rotating categories
  • No rewards caps
  • No expiration date
  • Cardholder benefits
  • Cell Phone Protection
  • Exclusive Offers & Discounts
  • Access to Luxury Hotel Collection

Rates and fees

Annual membership fee: $0. Purchase APR: 16.49% - 17.99% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% introductory APR for 12 months on balance transfers made in the first .

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the PenFed Power Cash Rewards® Visa Signature® Card

What is the annual fee on the PenFed Power Cash Rewards® Visa Signature® Card?

The PenFed Power Cash Rewards® Visa Signature® Card has an annual fee of $0.

Is the PenFed Power Cash Rewards® Visa Signature® Card worth it?

The PenFed Power Cash Rewards® Visa Signature® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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