PostFinance Classic/Standard Credit Card

PostFinance Classic/Standard Credit Card

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PostFinance · VISA

The PostFinance Classic/Standard Credit Card is a credit card from PostFinance on the Visa network. It has an annual fee of $50. It earns up to 0.60% on everything else.

Verified 27 Sept 2026

Key facts

Annual fee
$50
Purchase APR
9.5% p.a.
Foreign transaction fee
1.7%
Network
VISA

Reward rates by category

Reward rates for the PostFinance Classic/Standard Credit Card by spending category
CategoryRateDetail
Everything elseup to 0.60%Up to this rate in SmartPoints, which can be paid out to a PostFinance account

Benefits and perks

  • Choose a Visa or a Mastercard.
  • Flexible everyday payments, ideal for purchases and unplanned expenses.
  • Sold with a PostFinance banking package; free with SmartPlus, SmartStudents or SmartYoung.
  • Additional cards: CHF 20 a year.

Questions about the PostFinance Classic/Standard Credit Card

What is the annual fee on the PostFinance Classic/Standard Credit Card?

The PostFinance Classic/Standard Credit Card has an annual fee of $50.

What rewards does the PostFinance Classic/Standard Credit Card earn?

The PostFinance Classic/Standard Credit Card earns up to 0.60% on everything else.

Is the PostFinance Classic/Standard Credit Card worth it?

The PostFinance Classic/Standard Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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