PostFinance Visa Platinum

PostFinance Visa Platinum

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PostFinance · VISA

The PostFinance Visa Platinum is a credit card from PostFinance on the Visa network. It has an annual fee of $250. It earns up to 1% on everything else.

Verified 27 Sept 2026

Key facts

Annual fee
$250
Purchase APR
9.5% p.a.
Foreign transaction fee
1.7%
Network
VISA

Reward rates by category

Reward rates for the PostFinance Visa Platinum by spending category
CategoryRateDetail
Everything elseup to 1%Up to this rate in SmartPoints, which can be paid out to a PostFinance account

Benefits and perks

  • First-class travel benefits: with airport lounge access, concierge service and other exclusive extras, including insurance coverage.
  • Sold with a PostFinance banking package; CHF 200 a year with SmartPlus, SmartStudents or SmartYoung.
  • Additional cards: First card free, each further card CHF 90.

Questions about the PostFinance Visa Platinum

What is the annual fee on the PostFinance Visa Platinum?

The PostFinance Visa Platinum has an annual fee of $250.

What rewards does the PostFinance Visa Platinum earn?

The PostFinance Visa Platinum earns up to 1% on everything else.

Is the PostFinance Visa Platinum worth it?

The PostFinance Visa Platinum is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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