PostFinance Gold Credit Card

PostFinance Gold Credit Card

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PostFinance · VISA

The PostFinance Gold Credit Card is a credit card from PostFinance on the Visa network. It has an annual fee of $100. It earns up to 1% on everything else.

Verified 27 Sept 2026

Key facts

Annual fee
$100
Purchase APR
9.5% p.a.
Foreign transaction fee
1.7%
Network
VISA

Reward rates by category

Reward rates for the PostFinance Gold Credit Card by spending category
CategoryRateDetail
Everything elseup to 1%Up to this rate in SmartPoints, which can be paid out to a PostFinance account

Benefits and perks

  • Choose a Visa or a Mastercard.
  • Travel and shop with peace of mind: insurance cover for both.
  • Sold with a PostFinance banking package; CHF 50 a year with SmartPlus, SmartStudents or SmartYoung.
  • Additional cards: CHF 40 a year.

Questions about the PostFinance Gold Credit Card

What is the annual fee on the PostFinance Gold Credit Card?

The PostFinance Gold Credit Card has an annual fee of $100.

What rewards does the PostFinance Gold Credit Card earn?

The PostFinance Gold Credit Card earns up to 1% on everything else.

Is the PostFinance Gold Credit Card worth it?

The PostFinance Gold Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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