
UOB EVOL Card
UOB · VISA
The UOB EVOL Card is a credit card from UOB on the Visa network. It has an annual fee of S$0. It earns up to 10% on online shopping, up to 10% on streaming & subscriptions, 0.30% on everything else.
Key facts
- Annual fee
- S$0
- Purchase APR
- 27.8% p.a.
- Foreign transaction fee
- 0%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Online shopping | up to 10% | Local online spend and mobile contactless payments, with at least S$800 spent in the statement month |
| Streaming & subscriptions | up to 10% | Selected gym, telco and streaming spend, with at least S$800 spent in the statement month |
| Everything else | 0.30% | Other eligible spend, and the bonus categories below the minimum spend |
Benefits and perks
- UOB waived the annual fee from 1 July 2026.
- No foreign currency transaction fee on overseas spend.
Questions about the UOB EVOL Card
What is the annual fee on the UOB EVOL Card?
The UOB EVOL Card has an annual fee of S$0.
What rewards does the UOB EVOL Card earn?
The UOB EVOL Card earns up to 10% on online shopping, up to 10% on streaming & subscriptions, 0.30% on everything else.
Is the UOB EVOL Card worth it?
The UOB EVOL Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from UOB
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement