UOB EVOL Card

UOB EVOL Card

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UOB · VISA

The UOB EVOL Card is a credit card from UOB on the Visa network. It has an annual fee of S$0. It earns up to 10% on online shopping, up to 10% on streaming & subscriptions, 0.30% on everything else.

Verified 4 Oct 2026

Key facts

Annual fee
S$0
Purchase APR
27.8% p.a.
Foreign transaction fee
0%
Network
VISA

Reward rates by category

Reward rates for the UOB EVOL Card by spending category
CategoryRateDetail
Online shoppingup to 10%Local online spend and mobile contactless payments, with at least S$800 spent in the statement month
Streaming & subscriptionsup to 10%Selected gym, telco and streaming spend, with at least S$800 spent in the statement month
Everything else0.30%Other eligible spend, and the bonus categories below the minimum spend

Benefits and perks

  • UOB waived the annual fee from 1 July 2026.
  • No foreign currency transaction fee on overseas spend.

Questions about the UOB EVOL Card

What is the annual fee on the UOB EVOL Card?

The UOB EVOL Card has an annual fee of S$0.

What rewards does the UOB EVOL Card earn?

The UOB EVOL Card earns up to 10% on online shopping, up to 10% on streaming & subscriptions, 0.30% on everything else.

Is the UOB EVOL Card worth it?

The UOB EVOL Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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