UOB One Credit Card
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UOB · VISA
The UOB One Credit Card is a credit card from UOB on the Visa network. It has an annual fee of S$196.20. It earns 3.33% on everything else.
Verified 4 Oct 2026
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
- Foreign transaction fee
- 3.25%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 3.33% | Quarterly cashback on spend of S$600, S$1,000 or S$2,000 every month of the quarter with at least 10 transactions a month |
Benefits and perks
- First-year annual fee waived.
- Up to 6.67% more on McDonald’s, DFI Retail Group stores (Cold Storage, Giant, Guardian, 7-Eleven), Grab, Shopee and SimplyGo rides once the quarterly cashback is earned.
Questions about the UOB One Credit Card
What is the annual fee on the UOB One Credit Card?
The UOB One Credit Card has an annual fee of S$196.20.
What rewards does the UOB One Credit Card earn?
The UOB One Credit Card earns 3.33% on everything else.
Is the UOB One Credit Card worth it?
The UOB One Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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