UOB UnionPay Card
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UOB · UNIONPAY
The UOB UnionPay Card is a credit card from UOB on the UnionPay network. It has an annual fee of S$0. It earns 2% on everything else.
Verified 4 Oct 2026
Key facts
- Annual fee
- S$0
- Purchase APR
- 27.8% p.a.
- Foreign transaction fee
- 3.25%
- Network
- UNIONPAY
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 2% | Cashback on all local and overseas spend, capped at S$50 a month |
Benefits and perks
- UOB waived the annual fee from 1 October 2026.
- No transaction fees on Alipay and WeChat Pay in China.
Questions about the UOB UnionPay Card
What is the annual fee on the UOB UnionPay Card?
The UOB UnionPay Card has an annual fee of S$0.
What rewards does the UOB UnionPay Card earn?
The UOB UnionPay Card earns 2% on everything else.
Is the UOB UnionPay Card worth it?
The UOB UnionPay Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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