Vanquis Credit Builder Credit Card

Vanquis Credit Builder Credit Card

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Vanquis · VISA

The Vanquis Credit Builder Credit Card is a credit card from Vanquis on the VISA network. It has an annual fee of £0.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Purchase APR
37.9% (variable)
Foreign transaction fee
2.99%
Network
VISA

Benefits and perks

  • Rates from 28.9% APR (variable) to 45.9% APR (variable) – depending on individual circumstances.
  • Representative 37.9% APR (variable)
  • View your PIN and card details
  • Verify online purchases in seconds
  • Make payments and set up automatic payments
  • Check all your transactions
  • See up to 12 months of statements
  • Report your card lost or stolen instantly
  • Update your address and contact details with ease
  • A credit limit to suit you
  • No annual fee
  • Improve your chances of getting lower interest rates
  • Manage your money with the Vanquis app

Questions about the Vanquis Credit Builder Credit Card

What is the annual fee on the Vanquis Credit Builder Credit Card?

The Vanquis Credit Builder Credit Card has an annual fee of £0.

Is the Vanquis Credit Builder Credit Card worth it?

The Vanquis Credit Builder Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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