Vanquis Purchase Credit Card
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Vanquis · VISA
The Vanquis Purchase Credit Card is a credit card from Vanquis on the VISA network. It has an annual fee of £0.
Verified 12 Sept 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 39.5% (variable)
- Foreign transaction fee
- 2.99%
- Network
- VISA
Benefits and perks
- Rates from 30.5% APR (variable) to 44.5% APR (variable) – depending on individual circumstances.
- Pay for larger purchases over time – spread the cost of bigger purchases with 0% interest for a set time.
- Stay on track with minimum payments – make at least the minimum payment each month to keep your account in good shape and to avoid fees.
- Certain credit card purchases between £100 – £30,000 are covered by Section 75 of the Consumer Credit Act 1974. If something goes wrong, you may be able to get some or all your money back. Find out more about transcation queries.
- Spread the cost of bigger purchases
- 0% interest on purchases (for a set time)
- Cashback on your everyday card spend
- Contactless payments
Questions about the Vanquis Purchase Credit Card
What is the annual fee on the Vanquis Purchase Credit Card?
The Vanquis Purchase Credit Card has an annual fee of £0.
Is the Vanquis Purchase Credit Card worth it?
The Vanquis Purchase Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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