Vanquis Low APR Balance Transfer Credit Card
No ratings yetNot yet rated
Vanquis · VISA
The Vanquis Low APR Balance Transfer Credit Card is a credit card from Vanquis on the VISA network. It has an annual fee of £0.
Verified 12 Sept 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 40.9% (variable)
- Foreign transaction fee
- 2.99%
- Network
- VISA
Benefits and perks
- Rates from 31.9% APR (variable) to 45.9% APR (variable) – depending on individual circumstances.
- Pay 9.9% or 12.9% interest on balance transfers for up to 36 months with a 0% balance transfer fee.
- Transfer a balance of up to 95% of your credit limit. For example, if your limit is £1,000, you can transfer up to £950.
- Get a personalised credit limit ranging from £250 to £7,000.
- Reduce the cost of existing debt
- Consolidate multiple debts
- Support your credit score
Questions about the Vanquis Low APR Balance Transfer Credit Card
What is the annual fee on the Vanquis Low APR Balance Transfer Credit Card?
The Vanquis Low APR Balance Transfer Credit Card has an annual fee of £0.
Is the Vanquis Low APR Balance Transfer Credit Card worth it?
The Vanquis Low APR Balance Transfer Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Vanquis
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement