Choice Privileges® Mastercard®

Choice Privileges® Mastercard®

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Wells Fargo · MASTERCARD

The Choice Privileges® Mastercard® is a credit card from Wells Fargo on the MASTERCARD network. It has an annual fee of $0. It earns 10% on travel, 3x on gas & fuel, 2x on shopping.

Verified 7 Sept 2026

Key facts

Annual fee
$0
Network
MASTERCARD

Reward rates by category

Reward rates for the Choice Privileges® Mastercard® by spending category
CategoryRateDetail
Travel10%10% on Choice® hotels
Gas & fuel3x3x on purchases at gas stations
Shopping2x2x on net purchases at retailers whose
Everything else1x1x on other purchases

Benefits and perks

  • Automatic Gold Elite membership
  • NEW! Fast track your status and rewards
  • NEW! Introducing Milestone Rewards!
  • Cellular Telephone Protection
  • Mastercard® World Elite benefits

Rates and fees

Annual membership fee: $0.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Choice Privileges® Mastercard®

What is the annual fee on the Choice Privileges® Mastercard®?

The Choice Privileges® Mastercard® has an annual fee of $0.

What rewards does the Choice Privileges® Mastercard® earn?

The Choice Privileges® Mastercard® earns 10% on travel, 3x on gas & fuel, 2x on shopping, 1x on everything else.

Is the Choice Privileges® Mastercard® worth it?

The Choice Privileges® Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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