Wells Fargo Choice Privileges® Mastercard®

Wells Fargo Choice Privileges® Mastercard®

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Wells Fargo · MASTERCARD

The Choice Privileges® Mastercard® is a credit card from Wells Fargo on the Mastercard network. It earns 10% on travel, 3x on gas & fuel, 2x on shopping.

Verified 7 Sept 2026

Key facts

Network
MASTERCARD

Reward rates by category

Reward rates for the Wells Fargo Choice Privileges® Mastercard® by spending category
CategoryRateDetail
Travel10%10% on Choice® hotels
Gas & fuel3x3x on purchases at gas stations
Shopping2x2x on net purchases at retailers whose
Everything else1x1x on other purchases

Benefits and perks

  • Automatic Gold Elite membership
  • NEW! Fast track your status and rewards
  • NEW! Introducing Milestone Rewards!
  • Cellular Telephone Protection
  • Mastercard® World Elite benefits

Questions about the Wells Fargo Choice Privileges® Mastercard®

What is the annual fee on the Wells Fargo Choice Privileges® Mastercard®?

Woodo does not currently hold verified annual fee data for the Wells Fargo Choice Privileges® Mastercard®. Check the issuer's own terms for the current fee.

What rewards does the Wells Fargo Choice Privileges® Mastercard® earn?

The Wells Fargo Choice Privileges® Mastercard® earns 10% on travel, 3x on gas & fuel, 2x on shopping, 1x on everything else.

Is the Wells Fargo Choice Privileges® Mastercard® worth it?

The Wells Fargo Choice Privileges® Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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