Wells Fargo One Key registered mark® Card

Wells Fargo One Key registered mark® Card

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Wells Fargo · MASTERCARD

The One Key registered mark® Card is a credit card from Wells Fargo on the Mastercard network. It has an annual fee of $0. It earns 3% on gas & fuel, 1.50% on everything else, 1.50% on shopping.

Verified 1 Nov 2026

Key facts

Annual fee
$0
Network
MASTERCARD

Reward rates by category

Reward rates for the Wells Fargo One Key registered mark® Card by spending category
CategoryRateDetail
Gas & fuel3%3% on gas stations
Everything else1.50%1.5% on other purchases *
Shopping1.50%1.5% on OneKeyCash is earned per $1 spent on net purchases at retail

Benefits and perks

  • Automatic Silver
  • Purchase Plan
  • Cellular Telephone Protection
  • Trip Cancellation and Interruption Protection
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance

Rates and fees

Annual membership fee: $0.

Rates and fees as published by the issuer and recorded on 1 Nov 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Wells Fargo One Key registered mark® Card

What is the annual fee on the Wells Fargo One Key registered mark® Card?

The Wells Fargo One Key registered mark® Card has an annual fee of $0.

What rewards does the Wells Fargo One Key registered mark® Card earn?

The Wells Fargo One Key registered mark® Card earns 3% on gas & fuel, 1.50% on everything else, 1.50% on shopping.

Is the Wells Fargo One Key registered mark® Card worth it?

The Wells Fargo One Key registered mark® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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