Altitude Qantas Black credit card
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Westpac · MASTERCARD
The Altitude Qantas Black credit card is a credit card from Westpac on the MASTERCARD network. It has an annual fee of A$370.
Verified 12 Sept 2026
Key facts
- Annual fee
- A$370
- Purchase APR
- 20.99% p.a.
- Foreign transaction fee
- 3%
- Network
- MASTERCARD
Benefits and perks
- Already with Westpac?. Sign in to apply and get a $200 first year card fee (reverts to $295 p.a. thereafter). A $75 annual Qantas Rewards Program fee still applies
- 'Double dip' for more Qantas Points. Whether you are purchasing groceries or stocking up on Qantas Wine, you can earn points twice when you use your Qantas Points earning credit card to do your shopping with Qantas and their partners.
- Complimentary Insurances. Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 6 months' complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance (terms, conditions, exclusions and eligibility criteria apply).
- Complimentary Lounge passes. Relax before you fly with 2 complimentary Qantas Club airport lounge passes each year. See FAQs for how to redeem.
- Up to 45 days interest-free. To give you more opportunity to avoid interest charges on your purchases. Note cash advances aren’t covered by this interest-free period.
- Personal Concierge Service. Exclusive to Westpac Altitude Black cardholders, the Personal Concierge Service lets you browse and book experiences online, including hard-to-get tickets, last-minute restaurant bookings and more. Find out more
- Cashback and discounts. With a Westpac credit card, you'll get personalised cashback offers from Westpac Extras, Westpac bonus Cashback when you shop via the Westpac Lounge on ShopBack, plus other discounts and offers from a wide range of shops, in-store and online.
- Tools to stay on top. These include options like PartPay, SmartPlan, Balance Transfers, Card Autopay and SMS payment reminders.
- Additional cardholder. Add 1 additional cardholder (16 years or older) at no extra cost.
- Minimum income required: $75,000 p.a.
Questions about the Altitude Qantas Black credit card
What is the annual fee on the Altitude Qantas Black credit card?
The Altitude Qantas Black credit card has an annual fee of A$370.
Is the Altitude Qantas Black credit card worth it?
The Altitude Qantas Black credit card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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