Blue Cash Preferred® Card
American Express · AMEX
The Blue Cash Preferred® Card is a credit card from American Express on the AMEX network. It has an annual fee of $95. It earns 3% on transport & transit, 1% on everything else.
Key facts
- Annual fee
- $95
- Purchase APR
- 19.49% - 28.49% variable APR
- Network
- AMEX
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | 3% | 3% on transit purchases |
| Everything else | 1% | 1% on other eligible purchases |
Benefits and perks
- Card Members can earn 6% cash back on eligible purchases at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
- Card Members can earn 6% cash back on select U.S. streaming subscriptions.
- Card Members can earn 3% cash back on eligible purchases at U.S. gas stations.
- Card Members can earn 3% cash back on transit purchases.
- Card Members can earn 1% cash back on other eligible purchases.
- Cash Back at Amazon.com checkout: Make the most of Reward Dollars by using them to cover all or part or your everyday purchases at Amazon.com. When checking out with your linked Blue Cash Preferred Card, apply Reward Dollars toward millions of eligible items.
- Amex Special Ticket Access: Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. *While supplies last, not all seats may be offered.
- Credit Intel – Financial Education Center
- Amex Business Intel™ - B2B Education Center
- Do Not Sell or Share My Personal Information
Rates and fees
Annual membership fee: $95. Purchase APR: 19.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Blue Cash Preferred® Card
What is the annual fee on the Blue Cash Preferred® Card?
The Blue Cash Preferred® Card has an annual fee of $95.
What rewards does the Blue Cash Preferred® Card earn?
The Blue Cash Preferred® Card earns 3% on transport & transit, 1% on everything else.
Is the Blue Cash Preferred® Card worth it?
The Blue Cash Preferred® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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