BOC F1RST Card

BOC F1RST Card

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Bank of China Singapore · VISA

The BOC F1RST Card is a credit card from Bank of China Singapore on the Visa network. It has an annual fee of S$207.10. It earns 0.50% on everything else.

Verified 4 Oct 2026

Key facts

Annual fee
S$207.10
Purchase APR
28.88% p.a.
Foreign transaction fee
3% (2% BOC + 1% Visa)
Network
VISA

Reward rates by category

Reward rates for the BOC F1RST Card by spending category
CategoryRateDetail
Everything else0.50%Cash rebate on everything billed, on up to S$500 a month

Benefits and perks

  • For students from 18 (no income needed) and working adults earning S$18,000 a year.
  • Annual fee waived for the first 2 years.

Questions about the BOC F1RST Card

What is the annual fee on the BOC F1RST Card?

The BOC F1RST Card has an annual fee of S$207.10.

What rewards does the BOC F1RST Card earn?

The BOC F1RST Card earns 0.50% on everything else.

Is the BOC F1RST Card worth it?

The BOC F1RST Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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