Cathay World Elite® Mastercard – Powered By Neo

Cathay World Elite® Mastercard – Powered By Neo

No ratings yetNot yet rated

Neo Financial · MASTERCARD · world-elite

The Cathay World Elite® Mastercard – Powered By Neo is a credit card from Neo Financial on the Mastercard network. It has an annual fee of C$180. It earns 4x on travel, 1x on everything else. The welcome offer is Up to 35,000 bonus Asia Miles (spending conditions apply).

Verified 24 Oct 2026

Key facts

Annual fee
C$180
Purchase APR
19.99% to 29.99% (by credit profile and province)
Network
MASTERCARD
Welcome offer
Up to 35,000 bonus Asia Miles (spending conditions apply)

Reward rates by category

Reward rates for the Cathay World Elite® Mastercard – Powered By Neo by spending category
CategoryRateDetail
Travel4xCathay Pacific flights (Asia Miles)
Everything else1xEverything else (Asia Miles)

Benefits and perks

  • Earning Asia Miles on every purchase and accessing premium travel benefits when you fly with Cathay Pacific.
  • Online priority check-in
  • Extra baggage redemption on eligible Cathay Pacific flights
  • Cathay Pacific Business class lounge redemption access
  • Comprehensive travel insurance
  • 2x Asia Miles per $1 on foreign currencies purchases
  • Premium travel benefits
  • Minimum $80,000 (individual) or $150,000 (household) annual income required

Rates and fees

Annual membership fee: C$180. Purchase APR: 19.99% to 29.99% (by credit profile and province), based on creditworthiness and the Prime Rate. Cash advance APR: 22.99% to 31.99%.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the Cathay World Elite® Mastercard – Powered By Neo

What is the annual fee on the Cathay World Elite® Mastercard – Powered By Neo?

The Cathay World Elite® Mastercard – Powered By Neo has an annual fee of C$180.

What rewards does the Cathay World Elite® Mastercard – Powered By Neo earn?

The Cathay World Elite® Mastercard – Powered By Neo earns 4x on travel, 1x on everything else.

Is the Cathay World Elite® Mastercard – Powered By Neo worth it?

The Cathay World Elite® Mastercard – Powered By Neo is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement