Chase Freedom Rise Credit Card
Chase · VISA · not specified
The Chase Freedom Rise Credit Card is a credit card from Chase on the VISA network. It has an annual fee of $0. It earns 3% on dining & restaurants, 1.50% on everything else. The welcome offer is 3% cash back on dining.
Key facts
- Annual fee
- $0
- Purchase APR
- 18.24% - 27.74% variable APR
- Network
- VISA
- Welcome offer
- 3% cash back on dining
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 3% | 3% on Dining |
| Everything else | 1.50% | 1.5% on all other purchases |
Benefits and perks
- Best for New to Credit & Students Having at least $250 in Chase checking or savings accounts increases your chances of being approved. And earn 1.5% cash back on all other purchases.
- 1 Already have a Chase bank account? You’re one step ahead! Skip to number 3.
- 2 Need a Chase bank account? Open an account online
- 3 Deposit at least $250 Once your account is funded, return to this page
- CASH BACK Earn 3% Cash Back on Dining Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening. *
- CASH BACK Earn 1.5% Cash Back With Chase Freedom Rise, you can establish credit and earn 1.5% cash back on all purchases. * Cash Back rewards do not expire as long as your account is open. * And there is no minimum to redeem for cash back.
- AUTOMATIC PAYMENTS $25 for enrolling in automatic payments Earn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days. * With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
- CARD UPGRADE Turn good financial habits into a card upgrade You will be automatically evaluated each year to upgrade to your first Chase Freedom Unlimited card when: Your Freedom Rise account is open, and you've made a purchase on your Rise card in the past 12 months You've made all payments on time to all financial lenders in the past 12 months, and none of your Chase accounts are suspended.
Rates and fees
Annual membership fee: $0. Purchase APR: 18.24% - 27.74% variable APR, based on creditworthiness and the Prime Rate. Balance transfer APR: 18.24% - 27.74% Variable.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Chase Freedom Rise Credit Card
What is the annual fee on the Chase Freedom Rise Credit Card?
The Chase Freedom Rise Credit Card has an annual fee of $0.
What rewards does the Chase Freedom Rise Credit Card earn?
The Chase Freedom Rise Credit Card earns 3% on dining & restaurants, 1.50% on everything else.
Is the Chase Freedom Rise Credit Card worth it?
The Chase Freedom Rise Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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